Division of Insurance Division of Insurance en espanol State of Colorado DORA

2013 Automobile Premium Comparison


Company Information.
Company Name
NAIC Code
Address
City
State
Zip Code
Company URL

Submitter Information.
First Name
Last Name
Phone
Email


Automobile Premium Comparison Survey

Rates are for 6-month premiums, effective July 1, 2013 having had continuous prior insurance and a neutral credit or insurance score. If possible, provide quotes without additional discounts and surcharges. For the purposes of this survey a neutral score is one that would not significantly increase or decrease the rate.

Car: 2012 Ford Fusion S FWD, 2.5L Duratec I4 Engine, 6-Speed Automatic transmission.

Driver A: 21 Year old male, single, principal operator, drives less than 10 miles to work each way, no accidents or traffic convictions in three years, 15,000 annual miles.

Driver B: 21 Year old female, single, principal operator, drives less than 10 miles to work each way, no accidents or traffic convictions in three years, 15,000 annual miles.

Driver C: 35 Year old male, married, principal operator, drives less than 15 miles to work each way, no accidents or traffic convictions in three years, 15,000 annual miles.

Driver D: 68 Year old female, married, pleasure use only, no accidents or traffic convictions in three years, 7,500 annual miles.


Please fill out the following grid based on the four drivers (A-D) and three insurance plans (1-3) listed above for each zip code.

Plan 1
Bodily Injury
Liability
Property
Damage
Uninsured/Underinsured
Motorist
Medical
Payments
Comprehensive Collision
$25,000 per person/
$50,000 per occurrence
$15,000 $25,000 per person /
$50,000 per occurrence
$5,000 $500 deductible $500 deductible

Locations Driver A
Male 21
Driver B
Female 21
Driver C
Male 35
Driver D
Female 68
Alamosa 81101
Arvada 80003
Aurora 80010
Boulder 80301
Colorado Springs 80903
Cortez 81321
Craig 81625
Denver 80205
Durango 81303
Estes Park 80517
Fort Morgan 80705
Ft. Collins 80525
Glenwood Springs 81601
Grand Junction 81506
Gunnison 81247
La Junta 81050
Lakewood 80227
Limon 80826
Littleton / Highlands Ranch 80126
Pueblo 81001
Steamboat Springs 80487
Sterling 80751
Trinidad 81082
Westminster 80031

Plan 2
Bodily Injury
Liability
Property
Damage
Uninsured/Underinsured
Motorist
Medical
Payments
Comprehensive Collision
$50,000 per person/
$100,000 per occurrence
$25,000 $50,000 per person /
$100,000 per occurrence
$5,000 $500 deductible $500 deductible

Locations Driver A
Male 21
Driver B
Female 21
Driver C
Male 35
Driver D
Female 68
Alamosa 81101
Arvada 80003
Aurora 80010
Boulder 80301
Colorado Springs 80903
Cortez 81321
Craig 81625
Denver 80205
Durango 81303
Estes Park 80517
Fort Morgan 80705
Ft. Collins 80525
Glenwood Springs 81601
Grand Junction 81506
Gunnison 81247
La Junta 81050
Lakewood 80227
Limon 80826
Littleton / Highlands Ranch 80126
Pueblo 81001
Steamboat Springs 80487
Sterling 80751
Trinidad 81082
Westminster 80031


Plan 3.
Bodily Injury
Liability
Property
Damage
Uninsured/Underinsured
Motorist
Medical
Payments
Comprehensive Collision
$100,000 per person/
$300,000 per occurrence
$50,000 $100,000 per person /
$300,000 per occurrence
$5,000 $500 deductible $500 deductible

Locations Driver A
Male 21
Driver B
Female 21
Driver C
Male 35
Driver D
Female 68
Alamosa 81101
Arvada 80003
Aurora 80010
Boulder 80301
Colorado Springs 80903
Cortez 81321
Craig 81625
Denver 80205
Durango 81303
Estes Park 80517
Fort Morgan 80705
Ft. Collins 80525
Glenwood Springs 81601
Grand Junction 81506
Gunnison 81247
La Junta 81050
Lakewood 80227
Limon 80826
Littleton / Highlands Ranch 80126
Pueblo 81001
Steamboat Springs 80487
Sterling 80751
Trinidad 81082
Westminster 80031

1. Does your company use credit scoring? If you answered "No" proceed to question 6.
Yes
No

2. Does your company use credit scoring for rating purposes?
Yes
No

3. Does your company use credit scoring for new business?
Yes
No

4. Does your company use credit scoring for renewal business?
Yes
No

5. Does your company use credit scoring for underwriting purposes?
Yes
No

6. Does your company use household rating for Uninsured/Underinsured Motorist coverage?
Yes
No

7. Please provide the number of motor vehicles insured as of July 1, 2013.

8. Please provide any clarifications, suggestions or comments you may have regarding the information requested on this survey and its process.



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